Stress-free

mortgage satisfaction

At Froom, we do mortgages minus the headache. Leaving you free to focus on what really matters – your future.

Our approach

Mortgages made simple.

Welcome to Froom Mortgages - a Manchester based mortgage broker with over 20 years experience in the finance industry.

We can help with: Purchases, First time buyers, Remortgages / moving from one lender to another, additional borrowing, buy to let, self-employed.

We focus on protecting what matters most such as life insurance, critical illness insurance, income insurance and general insurance.

Our Founder

Meet Ste Froom

With over 20 years of experience in the mortgage industry, Ste Froom has dedicated his career to helping people navigate the often complex journey of securing the right mortgage. In that time, he has successfully assisted over 10,000 individuals and families in achieving their homeownership goals—whether it's buying their first home, upgrading to a new one, securing additional funds, or finding a more competitive mortgage rate with a different lender.

Learn more

Stress-free mortgage applications

At Froom, we do mortgages minus the headache. Leaving you free to focus on what really matters – your future.

Over 20 years' finance experience

Whether you’re ready for your dream home, want to save money switching lenders, or anything else, our experts have over 20 years’ experience.

Reliable, honest and speedy

Whoever you are, whatever your credit, and however you prefer to work, we work to understand your situation – helping you find the right way forward, without the headache.

Downloads

Factsheet Downloads

Download our factsheets below or get in touch for further information about our services.

Loan types:

Residential mortgage
Buy to Let Mortgages
Lifetime-Mortgage
Retirement Interest Only
Product Transfers
Remortgages

Repayment types:

Interest Only Mortgages
Repayment Mortgages
Part Repayment/ Part Interest Only

Product types:

Fixed Rate Mortgages
Discount Rate Mortgages
Tracker Rate Mortgages
Standard Rate Mortgages
Offset Mortgages
100% and 90% Mortgages

Life/ Income insurance:

Life Insurance
Critical Illness Insurance (CIC)
Serious Illness Insurance (SIC)
Private Medical Insurance (PMI)
Trusts
Income Protection
Homeowners Income Protection

Risk warnings:

Early Repayment Charge (ERC) Penalty
Lending Beyond Expected Retirement Age
Debt Consolidation
Adding Product Fee
No Energy Performance Certificate (EPC)

Household insurance:

Buildings Insurance
Contents Insurance

Typically, we charge a fee of £495 for arranging a mortgage, however the actual fee will be dependent on your circumstances. We charge half of the fee to process an application plus half once the mortgage offer has been confirmed

Your home may be repossessed if you do not keep up repayments on your mortgage

As with all insurance policies, conditions and exclusions will apply

Blog

Latest News

Read the latest news from our blog.